SUTIKNO, S.; NURSAMAN, N.; MULIYAT, M. The Role Of Digital Banking In Taking The Opportunities And Challenges Of Sharia Banks In The Digital Era. Journal of Management Science (JMAS), [S. l.], v. 5, n. 1, p. 27–30, 2022. Disponível em: https://exsys.iocspublisher.org/index.php/JMAS/article/view/125. Acesso em: 27 apr. 2026.