SUGENG, R.; PUTRI, A. S. E. . The effect of use of electronic money (funds) on students’ consumptive behavior. Journal of Management Science (JMAS), [S. l.], v. 8, n. 1, p. 465–471, 2025. Disponível em: https://exsys.iocspublisher.org/index.php/JMAS/article/view/641. Acesso em: 30 apr. 2026.