Ikawidaja, Natalie. “Factors Affecting Loyalty Employees at Indonesia Sharia Banking Makassar Branch”. Journal of Management Science (JMAS) 6, no. 3 (August 1, 2023): 546–553. Accessed April 18, 2026. https://exsys.iocspublisher.org/index.php/JMAS/article/view/302.